Mary's
Bookshelf

What Color is My Parachute?

What to Expect the First Year

The Cast Iron Skillet Cookbook

Your Credit Score

Artisan Bread in Five Minutes a Day

Tiptionary 2

Live Your Life For Half The Price

Debt-Proof Living - All New, Revised Ediiton

NEW!! Debt-Proof The Holidays


Where's Mary?

Oct. 3, 2009
Idaho Smart Women, Smart Money Conference
Boise, ID

Event open to the public
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Oct. 24, 2009
Idaho Smart Women, Smart Money Conference
Coeur d'Alene, ID

Event open to the public
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Oct. 28, 2009
Indiana Wesleyan University
Marion, IN

Event open to the public
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Nov. 6-7, 2009
CrossRoads Fellowship
Odessa, TX

Event open to the public
*********

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How to Turn Ordinary Activities into Fun Ones for Kids

By Mary in Family, EC Daily Email, Kids on June 30 2009

In my Everyday Cheapskate email for July 1, I share a tip I learned from a babysitter who could get my boys to eat just about anything when they were young. All she had to do was chop the food up into bite-sized pieces and let them eat with toothpicks. She called this “Bits and Pieces,” and the snack quickly became a family favorite.

I have a feeling there are a lot of moms, dads and babysitters out there who have learned that re-naming something ordinary can win kids over in a hurry–a trick that proves especially useful when children need to be coerced into participating in an activity which they are not inclined to enjoy.

What works for you? Share here!







Credit Counseling: How Successful?

By Mary in Bankruptcy, Debt on June 29 2009

I cannot imagine how many times I have recommended that readers who are unable to keep up with their credit card payment consider credit counseling. But not just any credit counseling—a counseling organization recognized and certified by National Foundation for Credit Counseling (NFCC.org).  Why? Because these days there are so many sleazy Read More…







Foods in Which We Find Comfort … Ahhhhh!

By Mary in Food on June 25 2009

I was shocked out of my mind when I learned the origin of two of my all-time favorite comfort foods (rice pudding and bread pudding). Can you bleieve it, both were born out of, well—let’s just be straight up about it—poverty. No kidding. It was during the Great Depression that clever cooks who preferred to feed their families than let them starve, came up with the idea of making a special treat from the lowliest of ingredients—leftover rice and dry, stale bread. How clever.

But even more amazing to me, both have become respectable—even gourmet—food items. I mean, have you ever ordered Bread Puddingg with Whiskey Sauce at Ruth’s Chris Steak House? Oh my, it is really to die for. And not cheap, may I add. Certainly not a dish that comes from anything close to poverty!

So, what’s your favorite comfort food? Do you know anything about its origins? Or, what is your memory of it and why does it bring you to a place of security? If I listed all of my own comfort foods, this post would go on for miles. So, enough about me.

Your turn … (and please if you have any recipes you’d  care to share, we’d be grateful to receive!)







Save Money and Muscle: Pack a Carry-On Bag

By Mary in Vacation, EC Daily Email on June 22 2009

Nothing can put a damper on a vacation and a budget like hauling too much luggage. Just think of all the fees you pay thanks to your oversized, overstuffed bags. You likely pay to check the bags at the airline on top of the small fortune that you pay to Read More…







Bringing Home Baby

By Mary in Frugality, Kids on June 15 2009

Is it possible to bring a baby into the world these days and still maintain a sense of frugality? Sure is! And in today’s Everyday Cheapskate we got a good start on all the ways to do that. 

What worked well for you? What would you do differently if you could do it over (spent a few bucks Read More…







How to Take a One-Minute Vacation

By Mary in Vacation on June 14 2009

I’ve been doing a lot of vacationing recently, as you read in  my newspaper column today. Yep, that’s because I’ve totally fallen for Michigan thanks to a compelling ad campaign known as “Pure Michigan.” It’s really true that for the 30 to 60 seconds an ad runs, I clear my mind and just drink in Read More…







What Every Graduate Needs to Know

By Mary in Education, EC Daily Email on June 14 2009

In my Everyday Cheapskate column today, I gave my commencement speech to the graduating class of 2009.  Every year about this time I get prepared just in case. Maybe someday I’ll actually get asked to deliver it in front of real, live people. Read More…







Cast Iron Makes a Healthy Comeback

By Mary in Food on June 11 2009

If I could have only one piece of cookware it would be a cast-iron skillet—one of the most versatile and indispensable kitchen tools you can find. Apparently I am not alone, as evidenced by the excellent recipes and information in “The Cast Iron Skillet Cookbook: Recipes for the Best Pan in Your Kitchen.” If you want to learn more about cast-iron cooking, I recommend it as one of the best resources out there.

If you don’t have an iron skillet, you could pay full price to buy new. Better idea: Ask your parents or other [older] relatives if they have one Read More…







Changes to Credit-Scoring, Thanks to FICO 08

By Mary in Credit Scores, Education on June 7 2009

As promised in today’s edition of Everyday Cheapskate, yes, there are other changes in the updated scoring model known as FICO 08 we’ll get to in a minute. But first let’s talk about this whole thing called a scoring model. FICO 08, a scoring model, is computer software that interprets a person’s credit history as a 3-digit number known as a FICO score.

Here’s the puzzler: For the most part, the folks at FICO don’t share with us what criteria the Read More…







Homemade Solutions

By Mary in DIY, Home, EC Daily Email on June 3 2009

I get e-mails every day from readers asking if I have recipes for cleaning products,  beauty products, insect extermination solutions, and all sorts of other household products so they can make these at home rather than spend a fortune on them in stores. I get asked so often that it has become a running theme in my Everyday Cheapskate daily column (which you can receive in your e-mail inbox by subscribing at www.EverydayCheapskate.com). In fact, in today’s column, I suggest a homemade solution in response to a reader question about eliminating ants from her dishwasher. I have recipes for hundreds of homemade products, which I have compiled into a handy booklet that you can pick up for only $6 HERE.

But I want to turn the tables. This time, I get to ask you: What products do you make at home instead of buying in the store? I’d love it if you would share your recipes for homemade beauty supplies, household cleaning products, health and hygiene products, garden and craft solutions, and any other product that you can make at home.